Insurance Products
Motorcycle insurance - a brief introduction into motorcycle insurance:
Statistics show that 1 out of every 6 truckers also have a motorcycle. We try to be the solution for all of the owner operators needs. If you have a motorcycle then give us a call and we will be happy to shop it around and make sure that you are getting the most competitive rate.
Car insurance - a brief introduction into car insurance:
Everyone has a personal vehicle. You would have a difficult time driving your big rig through a fast food restaurant drive through lane. We have a lot of competitive markets for personal auto insurance.
Truck Liability insurance - a brief introduction on trucking liability insurance:
The Truck Liability part of the commercial auto insurance policy is often one of the most expensive portions of the package. The liability coverage protects you from having to pay for any damage or injury that you may cause to others while driving your vehicles. Your truck liability coverage is regulated by the State of California and by federal agencies. In order to operate your vehicle in the State of California you are required to provide proof of proper coverage.
Motor Trucking Cargo Insurance - a brief introduction on motor truck cargo insurance:
Motor truck cargo insurance is a protection for the transporter or trucker. It helps to aid the trucker in the event of a loss of cargo or freight. Motor trucking cargo policies are based on a maximum load amount per truck on the policy. Co-insurance can be a big problem for those that under-insure their cargo. Make sure that you understand the co-insurance clause. Our agents and brokers can help you understand all parts of this common insurance policy.
General Liability Insurance - a brief introduction on general liability insurance:
This coverage is more of a broad coverage than the truck liability insurance coverage. General Liability Insurance is protection designed to cover you against injury of property damage that occurs on your company property. General Liability Insurance can cover you against damage that occurs from using your products or your services as well.
Bonds and Workers Compensation Insurance - a brief introduction into Bonds and Workers Compensation insurance:
(business property/equipment Floaters/workers compensation/employee benefits)
For most states in order to obtain motor carrier authority or charge for fuel taxes you need to obtain a bond. Most of the time only trucking companies are required to have bonds. You may need custom bonds, performance bonds, broker bonds, etc. Any of these types of bonds are readily available today.
If you have any employees whether part time or full time then in the State of California you are required to have workers compensation. This is mandated by the Government in order to protect you against any injuries incurred while an employee is working for your company. This Insurance actually protects the employee and that employee's ability to perform their job and support themselves and their family.
Bonds & Worker's Compensation Insurance »